JRE · Joshi Real Estate
Dubai skyline at golden hour across the water

Insurance in Dubai, arranged by the team that knows your whole picture

Life, medical, motor, home and specialist cover for Dubai residents and businesses, placed through licensed UAE brokers and international providers, and managed end to end by JRE Advisory.

Explore coverSpeak to an Advisor
8lines of cover
3international life providers
1point of contact

Personal cover

7 lines

Business cover

1 lines

International life insurance partners

For high-net-worth life cover we work with international providers through licensed brokers and DIFC-based advisory arms. Policies are issued by the insurers; we scope the need, run the process and stay accountable.

  • Triangle Life

    Bermuda-based life insurer founded for the high-net-worth market, known for its Global Harmony indexed universal life plan, distributed through independent brokers across international financial centres.

  • Sun Life

    Canadian insurer with a DIFC office serving the Middle East since 2024, providing international life solutions for wealth transfer and asset protection through regional intermediaries.

  • Manulife

    Canadian insurer whose DFSA-regulated DIFC arm advises on and arranges international life cover issued through its Bermuda operations for high-net-worth clients.

Explore life insurance in Dubai
01

Advice before products

We already manage your property, company and visa picture, so cover is scoped against the full balance sheet rather than sold off a rate card.

02

Licensed placement

Policies are placed through brokers regulated by the Central Bank of the UAE and, for international life, DIFC providers regulated by the DFSA. We never underwrite risk ourselves.

03

There at claim time

The test of insurance is the claim. We stay in the loop when something happens, manage the paperwork and push settlements through on the terms you bought.

Insurance in Dubai: the essentials

Is JRE an insurance company?

No. JRE Advisory is an advisory practice: we scope what you need, bring in licensed UAE brokers and, for international life cover, DIFC-based providers, and manage the process end to end. Policies are always issued by regulated insurers.

Who regulates insurance in the UAE?

Onshore insurance is regulated by the Central Bank of the UAE, which absorbed the former Insurance Authority in 2021, with health insurance in Dubai additionally governed by the Dubai Health Authority. International life providers operating from the DIFC are regulated by the DFSA.

Which insurance is legally required in Dubai?

Health insurance is mandatory for every Dubai resident and is checked at visa issuance and renewal, and motor insurance is required before any vehicle can be registered. Employers must provide health cover for their staff. Life, home, valuables and pet cover are optional, though mortgage lenders require life and buildings cover as loan conditions.

Why arrange insurance through JRE rather than an aggregator?

Aggregators are built for the simplest risk at the lowest headline price. We already manage your property, company and visa picture, so cover gets scoped against the full balance sheet: the mortgage, the fit-out, the collection, the team. Then we run the market through licensed partners and stay accountable at claim time.

Tell us what needs protecting

One conversation covers the lot: the family, the home, the cars, the company and the things you would hate to lose. We come back with a clear recommendation and real quotes.

  • Independent comparison across licensed UAE insurers and brokers
  • One advisor across property, company and cover
  • Renewals and claims managed for you, year after year

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