Personal
Pet Insurance
Veterinary care in Dubai is excellent and priced accordingly. Pet insurance keeps a surgery bill from becoming a five-figure decision about a member of the family.
Pet insurance is a young but real market in the UAE. Providers such as MetLife UAE sell dog and cat cover directly, specialist brands and brokers arrange plans locally, and comparison platforms now run dedicated pet verticals, with entry plans marketed from around forty dirhams a month. Cover centres on veterinary fees for accidents and illness, with typical plans providing up to around thirty thousand dirhams a year in vet-fee benefit, plus extras such as third-party liability for dog owners.
Eligibility rules matter more than in most lines: plans are generally limited to cats and dogs, with enrolment age bands indicatively from a few months old up to around eight years for dogs and ten for cats, and pre-existing conditions excluded. Waiting periods apply before illness cover starts, and some breeds carry restrictions. Reading these terms before choosing a plan is most of the value of advice.
We arrange cover for family pets across the market's providers, match plans to your vet's billing levels, and help with claims when treatment happens. For households relocating to or from the UAE, we check how cover handles travel and whether a new local policy is needed.
What we arrange
- Vet-fee cover for accidents and illness
- Dog and cat plans from UAE and international providers
- Third-party liability for dog owners
- Waiting period and exclusion guidance
- Breed and age eligibility checks
- Multi-pet household placement
- Claims support with vet invoices
- Relocation and travel cover checks
Frequently asked questions
Is pet insurance available in the UAE?
Yes. MetLife UAE offers dog and cat insurance directly, specialist providers and brokers arrange cover locally, and comparison platforms run dedicated pet insurance verticals. The market is smaller than in the UK or US but genuinely available.
What does pet insurance cover?
The core benefit is veterinary fees for accidents and illness, with typical plans providing up to around thirty thousand dirhams a year, varying by provider. Many plans add third-party liability for dogs and options such as boarding fees if you are hospitalised.
How much does it cost?
Entry-level plans are marketed from around forty dirhams a month, rising with the pet's age, breed and the benefit level chosen. Premiums are small next to a single emergency surgery at a Dubai clinic.
Are older pets and pre-existing conditions covered?
Enrolment age bands are typically from a few months up to around eight years for dogs and ten for cats, and pre-existing conditions are excluded across the market. The practical advice is simple: insure pets young, before conditions exist.
Are all breeds accepted?
Most, but some plans restrict or exclude certain breeds and cover is generally limited to cats and dogs. We check breed terms against your pet before recommending a plan.
Other cover we arrange
- Life InsuranceTerm, whole-of-life and international HNW plans from providers including Triangle Life, Sun Life and Manulife, arranged through licensed brokers.
- طبی بیمہDHA کے مطابق انفرادی اور خاندانی صحت کے منصوبے، Essential Benefits Plans سے لے کر عالمی نیٹ ورکس کے ساتھ بین الاقوامی کور تک۔
- گروپ میڈیکل انشورنسUAE کے آجروں کے لیے کارپوریٹ صحت کا کور، دو افراد کے سٹارٹ اپس سے لے کر سو سے زیادہ لوگوں کی ٹیموں تک، DHA کے مطابق اور نیٹ ورک اور قیمت پر بینچ مارک۔